What is Long Term Care insurance?
Long Term Care Insurance generally can cover home care, 24-hour caregivers, assisted living, nursing care, and nursing home facilities. Policies vary by services covered, costs, and length of benefits. It is important that before you purchase Long Term Care Insurance, you understand what will be covered and for how long.
You and a loved one may want to consult your insurance agent together to determine if this is the best option for you.